Construction Loan Monitoring Checklist

The controls a construction lender runs from pre-closing through every draw. Check items off as you go — your progress is saved in this browser — or print it as a PDF for your loan file.

19 items

Before closing

Approved plans on fileConstruction budget reviewedConstruction schedule reviewedContractor agreement executedPermits verifiedBuilder's risk / liability insurance in placeContingency adequateInterest reserve funded

Before each draw

Draw request receivedSchedule of values reconciledWork completed verifiedStored materials documentedLien waivers collectedChange orders reviewedCost-to-complete updatedSite inspection orderedDated progress photos on fileRemaining budget confirmed

Between inspections — remote activity

Is there independent evidence that physical construction has continued since the last inspection?

Where Ground Stasis fits

One line on this list can't be done from your desk.

Every item except the last is paperwork and periodic visits. The remote-activity line — is the site actually still moving between inspections? — is the blind spot. That single line is the one thing Ground Stasis watches continuously, from satellite observations, and flags when a project goes unusually quiet.

Check a site's activity exposure Measure your monitoring gap

Ground Stasis

Satellite monitoring that tells construction lenders when a financed project appears to have gone quiet.

Demo Methodology Pricing Privacy Terms

Ground Stasis is an independent monitoring signal, not a replacement for physical inspection, appraisal, engineering review, or underwriting judgment. Satellite observations are not continuous and cannot establish that construction has stopped, or why. Imagery availability varies with satellite acquisition and weather conditions.
© 2026 Ground Stasis. All rights reserved.